You have read about the [Stock Market] . You know that to beat inflation, you need to invest in equities. But let’s be real—picking individual stocks is hard. You have to analyze balance sheets, track P/E ratios, and watch the news daily. As a student with assignments and exams, you don't have time for that. This is where Mutual Funds come in. They are the perfect "Fill it, Shut it, Forget it" investment vehicle for students. However, there is a dark secret in the Mutual Fund industry that banks and agents won't tell you. If you click the wrong button while investing, you could lose Lakhs of rupees in hidden commissions over your lifetime. In this guide, we will break down exactly how to start a SIP (Systematic Investment Plan) safely and how to avoid the "Regular Plan" trap. Part 1: What is a Mutual Fund? (The Pizza Analogy) Imagine you want to eat a pizza, but you don't know how to cook it. Stock Market: You buy the flour, cheese, and veggies yours...
It is the 25th of the month. You check your bank balance. ₹142. You stare at the screen in shock. "Where did my ₹5,000 pocket money go? I swear I only ate out twice!" If this sounds familiar, you are suffering from the " Cash Leak " syndrome. As a student, you make dozens of small transactions every day—₹20 for chai, ₹40 for xerox, ₹100 for auto, ₹50 for a recharge. These tiny amounts don't feel like much, but they add up to thousands of rupees by month-end. You know you need to track your spending. But let's be honest: You are not going to carry a notebook everywhere, and Excel sheets are boring. The solution? Your Smartphone. There are brilliant, free apps designed specifically for the Indian market that read your SMS, categorize your spending, and tell you exactly where you are wasting money. Here is our review of the Top 5 Best Money Manager Apps for Indian students in 2026. 1. Axio (Formerly Walnut) Best For: Lazy Students (Automatic Tracking) If...