"Where did my pocket money go?" If you check your UPI history, the answer is usually: Zomato, Swiggy, Canteen, and Chai. Food is necessary, but it shouldn't eat up 70% of your budget. Many students think the only way to save money is to skip meals or eat Maggi every day. That is wrong (and unhealthy). Here are 5 smart hacks to slash your food bill in half while still eating delicious meals. 1. The "Electric Kettle" Hack If your hostel allows it, an electric kettle is your best friend. Not just for water: You can boil eggs, make oatmeal, cook instant soup, and even make tea/coffee for a fraction of the canteen price. Savings: Making coffee in your room costs ₹5. Buying it at the canteen costs ₹20. That’s a savings of ₹450 a month just on coffee. 2. Buy "Ready-to-Eat" Packs (But Smartly) Don't order a ₹200 curry from a restaurant. The Trick: Buy "MTR" or "Haldiram" ready-to-eat packets (Dal Makhani, Paneer) from D-Mart. They co...
In school, we learn Physics and History, but nobody teaches us the most important subject of all: Money. Why are some people rich while working less, while others work hard but stay poor? The answer is "Financial Literacy."
If you want to retire rich, you need to change your mindset. Here are the Top 5 Books that cost less than a pizza but will make you lakhs in the future.
1. Rich Dad Poor Dad (Robert Kiyosaki)
This is the Bible of personal finance.
The Lesson: The rich don't work for money; money works for them.
Key Concept: Know the difference between an Asset (puts money in your pocket) and a Liability (takes money out).
Why read it: It destroys the myth that "High Salary = Wealth."
2. The Psychology of Money (Morgan Housel)
Most finance books are boring math. This book is about human behavior.
The Lesson: Doing well with money has a little to do with how smart you are and a lot to do with how you behave.
Best Chapter: "Man in the Car Paradox" – No one is impressed with your possessions as much as you are.
3. The Richest Man in Babylon (George S. Clason)
Written in the 1920s, this book uses simple stories to teach money rules.
The Lesson: "Pay yourself first." Save at least 10% of everything you earn before you spend a single rupee on bills.
Why read it: It is short, easy to read, and the advice works even today.
4. Let's Talk Money (Monika Halan)
This is specifically for Indians.
The Lesson: It explains Indian systems like EPF, PPF, Mutual Funds, and Health Insurance in simple English.
Why read it: Most foreign books talk about "401k" or "Dollars." This book talks about "Rupees" and "SIPs."
5. Atomic Habits (James Clear)
This isn't strictly a finance book, but it is essential for building wealth.
The Lesson: Becoming rich is not an event; it is a habit.
Application: If you save just ₹10 every day (a tiny habit), the compound effect over 10 years is massive.
Conclusion
If you read just 10 pages a day, you can finish all these books in 3 months. The knowledge inside them is worth more than your college degree. Pick one and start today.
Don't have money to buy books?
Use my method to earn pocket money first: 👉
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