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WARNING: 5 Online Scams Targeting Students in India (Don't Lose Your Money)

"Earn ₹30,000/month by simple typing work." Have you seen ads like this on Instagram or Telegram? As students, we are desperate for pocket money, and scammers know this. They target us with "Easy Money" offers to steal what little cash we have. In 2025, scams are getting smarter. Before you apply for any online job, read this list. If you see these red flags, RUN. 1. The "Registration Fee" Scam (Data Entry) This is the most common trap. The Pitch: "We will give you 100 pages of PDF to type. You will earn ₹20,000. Just pay ₹499 as a 'Security Deposit' or 'ID Card Fee'." The Reality: No genuine company asks you to pay them for a job. Once you pay the ₹499, they will block you. Rule: Never pay money to get a job. 2. The OLX "QR Code" Scam Trying to sell your old books or furniture online? Be careful. The Trick: The buyer says, "I am sending you money via Google Pay. Scan this QR code to receive it." The Rea...
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5 Best UPI Apps for Students in 2025 (Which One Gives Real Cashback?)


"Better luck next time." If you use PhonePe or Google Pay, you are probably tired of seeing this message. In the early days, we got scratch cards worth ₹50 or ₹100. Now? We just get useless coupons for rummy apps.

But as a student, every rupee counts. If you are spending money, you should get something back. Here are the Top 5 UPI Apps that still offer decent rewards and cashback in India.

1. Amazon Pay (The King of Cashback)

Currently, this is the most rewarding app.

  • The Benefit: They offer flat cashback (e.g., "Win ₹25 on a ₹100 recharge").

  • No Scratch Cards: The money goes directly into your Amazon Pay Wallet, which you can use to order food or buy books.

  • Gift Cards: Buying brand vouchers (like Swiggy or Uber) often gives 2-5% instant discount.

2. CRED (For Credit Card Users)

If you have a credit card (even a secured one like OneCard), CRED is mandatory.

  • The Rewards: You earn "Cred Coins" for paying bills.

  • Jackpots: Unlike other apps, CRED's "Spin the Wheel" sometimes actually pays out cash or luxury products.

3. Google Pay (Tez Shots)

While standard payments are boring now, their "Festive Games" are huge.

  • Strategy: Wait for Diwali or New Year events. Google Pay launches games where collecting "Stamps" can win you ₹200 to ₹500 instantly.

  • Split Bill: Best feature for hostel roommates to split dinner bills easily.

4. Paytm (Cashback Points)

Paytm has switched to a "Points" system.

  • How to use: You earn points for every payment.

  • The Trick: Don't let points expire. Convert them into "Wallet Balance." Usually, 1,000 points = ₹10 cash. It’s small, but it adds up.

5. BHIM (The Government App)

If you want zero ads and zero clutter.

  • Why use it: It is the fastest app because it has no extra features.

  • Offers: occasionally, the Govt runs schemes promoting digital payments where BHIM users get cash incentives.

Conclusion

Stop being loyal to one app. If Amazon is giving cashback on Recharge, use Amazon. If Paytm is giving a deal on Movies, use Paytm. Be smart and maximize your savings.

Want to fill that wallet with more money? Start earning from home: 👉 5 Genuine Work-From-Home Jobs for Students

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